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To unlock the Moneybags ID Card & Badge in Phasmophobia, earn the Break The Bank achievement by spending $100,000 in-game. If you earned that achievement before the reward was added in v0.15.0.0, make a purchase of at least $1 in the in-game shop and complete a contract after installing the update.
How do you get the Moneybags ID Card & Badge?
Kinetic Games ties the Moneybags ID Card & Badge to the Break The Bank achievement. Steam lists the achievement requirement as spending $100,000 in-game. You do not need a separate challenge or a specific map to earn the reward through the achievement.
See the Kinetic Games v0.15.0.0 update notes and the Phasmophobia achievement listing on Steam.
What if you earned Break The Bank before v0.15.0.0?
Moneybags was added in v0.15.0.0, released with Nell’s Diner on November 11, 2025. Kinetic Games says players who already had Break The Bank must spend at least $1 in the in-game shop and complete their first contract after downloading the update.
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#1 Best Overall
SteelSeries QcK XXL Gaming Mouse Pad - Black
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- Install the v0.15.0.0 update or a later version.
- Spend at least $1 in the in-game shop.
- Complete a contract after installing the update.
The update notes do not specify that this contract must take place on Nell’s Diner.
How much do you need to spend for Break The Bank?
The achievement requirement is $100,000 in total in-game spending, according to Steam’s Break The Bank listing. That figure is the achievement threshold; the separate $1 shop purchase applies only to players who had already earned the achievement before the Moneybags reward was added.
Rank #2
SteelSeries QcK Medium Gaming Mousepad — Black
- LEGENDARY MICRO-WOVEN CLOTH — An optimal surface for mouse precision and performance, the proprietary micro-woven cloth makes the SteelSeries QcK trusted by pros around the world, with over 15 million sold
- PINPOINT MOUSE ACCURACY — Tested by the top mouse sensor manufacturer, the high thread count and smooth surface optimize mouse tracking accuracy for both optical and laser sensors
- NON-SLIP BASE — The durable, non-slip rubber base is designed to eliminate unwanted movement and provide a solid platform for competitive gaming
- PROFESSIONAL PERFORMANCE — For the past 15 years, esports pros have trusted the QcK as their mousepad of choice, and for good reason: SteelSeries products have won more prize money than any other brand
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When should the ID Card & Badge unlock?
For players earning Break The Bank after the reward was added, Kinetic Games says Moneybags unlocks when the achievement is earned. For players who already had it, the documented shop purchase and post-update contract are the steps that refresh eligibility. These instructions come from v0.15.0.0; later updates could change reward behavior.
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