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The answer depends on which currency you hold. In The Division 2, ordinary E-Credits are a gameplay currency, mainly used for item upgrades and stat changes through the crafting and tinkering systems. Premium Credits are a store currency, used for optional cosmetics and paid season content. Spending them on the wrong thing is the most common mistake, so identify your balance first.
Check which currency you have
The game uses two different balances, and the official sources treat them separately. Ordinary E-Credits come from play and feed systems inside the game world. Premium Credits are bought with real money or otherwise sit in the premium store. Advice that applies to one does not carry over to the other.
Ordinary E-Credits: gameplay spending
Ubisoft’s Player Level infographic (2019) describes the recalibration bench, where agents pay credits and materials to change an item’s stat. That is the clearest documented use of ordinary credits.
A later update, Ubisoft’s Year 5 Season 3 press release (2024), states that the Recalibration and Optimization features were combined into a single menu called Tinkering. In the current menu structure, Tinkering is therefore where ordinary credits are spent on item changes. The exact costs, available options, and vendor stock are shown in your own game and were not listed in the official material reviewed, so check them there before committing a large balance.
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- Tom Clancy's The Division 2 is an online action shooter RPG experience, where exploration and player progression are essential
- Save a country on the brink of collapse as you explore an open, dynamic, and hostile world in Washington, DC
- Fight together with your friends in online co-op or against others in competitive P2P
- Choose a unique class specialization to take on the toughest challenges with friends in a genre defining endgame
- Want more? Upgrade to the Gold Edition, featuring a Year 1 Pass with additional digital content and three day early access to the game
Premium Credits: store spending
Premium Credits are used in the in-game store. Ubisoft’s store listing for Premium Credits (2019, page crawled more recently) names outfits, emotes, and weapon skins as purchasable items. These are cosmetic. They do not change gear stats.
Premium Credits also pay for season content. Ubisoft’s The Division 2: Crossroads update (2025) lists an optional Premium Season Pass at 1,000 Premium Credits in that update. That price belongs to that season and may not match current or future passes.
Rank #2
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- Play alone or with up to 3 friends in a 40-hour campaign in a torn and boiling Washington D.C. and prolong your The Division 2 journey with fresh, unique, and diverse challenges
- Explore a large and dynamic living world, which evolves depending on your actions and help liberating the city with tactical interventions.
- Discover a revamped PvP gameplay in a brand new Dark Zone designed to provide a fair and exciting experience to all players, regardless of their level of progression.
- Take part in the never-seen before endgame content and one year of free DLC: new missions, areas and games features.
Textiles as an alternative route
Ubisoft’s New Options for Obtaining Apparel Caches post (2020) described Textiles as a way to buy most items in the in-game store directly, with Premium Credits still available as an option for cosmetics. Eligibility depends on the specific item, so confirm the purchase options shown on that item’s store page.
Side-by-side summary
| Currency | Main use | Documented examples | Source and date |
|---|---|---|---|
| Ordinary E-Credits (with materials) | Item stat changes via recalibration, now under Tinkering | Changing an item’s stat at the recalibration bench | Player Level infographic (2019); Year 5 Season 3 press release (2024) |
| Premium Credits | Optional store purchases | Outfits, emotes, weapon skins | Ubisoft Store listing (2019) |
| Premium Credits (season content) | Season pass purchase | Premium Season Pass at 1,000 Premium Credits | Crossroads update (2025); price is for that update only |
| Textiles | Alternative route to buy eligible store items | Most in-game store items, per Ubisoft | Apparel Caches post (2020); eligibility not stated for every item |
How to decide what to spend on
- E-Credits: open Tinkering and spend only on an upgrade you plan to keep. Confirm the current cost in the menu first.
- Premium Credits: decide whether a specific outfit, emote, weapon skin, or season pass is worth the price to you. Check the live store, since offerings and prices change.
- Textiles: check the item’s store page before buying, since not every item is listed as purchasable with Textiles.
The official sources reviewed do not provide a complete, current list of E-Credit vendor items or a single best spending order for every player. Those details depend on the game version and your progress, so the in-game menus are the reliable reference.
Rank #3
- Tom Clancy's The Division 2 is an online action shooter RPG experience, where exploration and player progression are essential
- Save a country on the brink of collapse as you explore an open, dynamic, and hostile world in Washington, DC
- Fight together with your friends in online co op or against others in competitive P2P
- Choose a unique class specialization to take on the toughest challenges with friends in a genre defining endgame
- Want more? Upgrade to the Gold Edition, featuring a Year 1 Pass with additional digital content and three day early access to the game
Keep the sources’ dates in mind
The sources above range from 2019 to 2025. Ubisoft may have changed costs, menus, or store contents since then, so treat any price as a snapshot and verify it in the game before spending.
Quick Recap
Rank #4
- Tom Clancy's The Division 2 is an online action-shooter RPG experience, where exploration and player progression are essential
- Save a country on the brink of collapse as you explore an open, dynamic, and hostile world in Washington, DC
- Fight together with your friends in online co-op or against others in competitive PvP
- Choose a unique class specialization to take on the toughest challenges with friends in a genre-defining endgame
- Want more? Upgrade to the Gold Edition, featuring a Year 1 Pass with additional digital content and three-day early access to the game
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Product prices and availability are accurate as of the date/time indicated and are subject to change. Any price and availability information displayed on Amazon at the time of purchase will apply.
